✓ Massachusetts Energy Incentives • Verified November 2026 Pricing

How to Claim the Mass Save® $75/Window Rebate & 0% APR HEAT Loan

Everything Massachusetts homeowners need to know about combining ENERGY STAR® Most Efficient triple-pane windows, the $75/unit Mass Save® rebate, the 0% HEAT Loan, Municipal Light Plant programs, and the $600 Federal 25C Tax Credit.

⚡ Step 1 of 3 • Instant Online Quote Builder Calibrated November 2026 • No Phone Required

Start Your Massachusetts & NH Window Estimate Here

Select your window count and preferred brand series below to launch your itemized breakdown:

10 Windows
$75 / Window

Mass Save® Cash Rebate

Available when replacing existing single-pane windows with qualifying ENERGY STAR® Most Efficient triple-pane windows (U-Factor ≤ 0.20).

0% APR (7 Yrs)

Mass Save® HEAT Loan

Finance up to $25,000 at 0.0% interest for 84 months through participating local Massachusetts community banks and credit unions.

Up to $600

Federal 25C Tax Credit

Claim 30% of qualifying ENERGY STAR® Most Efficient window material costs (up to $600 directly off your federal tax liability).

What If I Live in a Municipal Light Plant (MLP) Town Like Ipswich, Danvers, Peabody, or Marblehead?

Four North Shore towns operate municipal electric utilities (Ipswich ELD, Danvers Electric, Peabody PMLP, and Marblehead MMLD). If your home is heated by National Grid or Eversource natural gas, you still qualify for Mass Save® window rebates and HEAT Loans! If you heat with electricity or oil in an MLP town, you can utilize your town's NextZero / HELPS municipal energy audit rebates plus the $600 Federal 25C Tax Credit.

Frequently Asked Questions — 2026 Mass Save® Window Rebates ($75/Window) & 0% HEAT Loan Guide

Do double-pane windows qualify for the Mass Save® $75/window rebate or 0% HEAT Loan?

No. Under current 2026 Mass Save® program rules, replacement windows must meet ENERGY STAR® Most Efficient criteria (typically Triple-Pane Low-E Argon with U-Factor ≤ 0.20) and must replace existing single-pane windows verified during a Home Energy Assessment.

How do I get the Mass Save® 0% HEAT Loan authorization form?

First, schedule a no-cost Mass Save® Home Energy Assessment (virtual or in-person) so the energy specialist verifies your single-pane windows. Then, Pioneer provides you with a signed Contractor Proposal containing exact NFRC U-Factor and SHGC product numbers so Mass Save® issues your 0% HEAT Loan Authorization Form.

Does the $600 Federal 25C Tax Credit require replacing single-pane windows?

No! Unlike Mass Save®, the Federal Section 25C Energy Efficient Home Improvement Tax Credit (30% of material cost up to $600/year for windows and up to $500 for exterior doors) applies whenever you install qualifying ENERGY STAR® Most Efficient windows, regardless of whether your old windows were single-pane or double-pane.

See Your Exact Itemized Price in 30 Seconds

Pick your window count, compare Harvey, Mathews Brothers, Andersen, and Marvin side-by-side, and check your Mass Save® rebate eligibility online.

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Non-Binding Estimate Disclaimer: All pricing figures published on this page and generated by our online calculator are preliminary, non-binding estimates for informational and budgeting purposes only and do not constitute a formal bid, contract, or binding offer. Final pricing requires an on-site physical measurement and inspection of window dimensions, rough opening/sill conditions, EPA Lead-Safe (RRP) compliance, historic district requirements, and current manufacturer material rates (calibrated monthly — November 2026).